For Illustrative Purposes Only
Our simple equity release calculator will enable you to see how much potentially you could release from your property, simply input the age of the youngest borrower, your property value and you will get an instant guide online. There is no need to leave any details to get your result.
This calculator is only a guide and to get an accurate figure, you need to have a discussion with one of our expert financial advisers, who will be able to get the latest market rates and packages. We will undertake a complete search of all our lenders for you to obtain the very best package.
Now you have found how much you can release, you can now proceed to a telephone call (01902 21 3939) to have a chat around your options, or if you prefer to get a more accurate guide then complete our online form to allow us to explore further the package that may be available to you. Just click the detailed quote button and we will provide you further insight into the potential amount you want to release and the prevailing rate you could secure.
YOU WILL NEED TO TAKE LEGAL ADVICE BEFORE RELEASING EQUITY FROM YOUR HOME AS LIFETIME MORTGAGES AND HOME REVERSION PLANS ARE NOT RIGHT FOR EVERYONE.
If you now wish to explore further options, and look at exactly how much you want to release, why not complete our more detailed form so we can review the details and advise you further of the options.
If you prefer to have a chat over the phone you can book a call with one of our expert financial advisers, who will guide you through the next steps. This is entirely without any obligation.
This calculator allows you to get an idea of how much your house could be worth in the future.
For Illustrative Purposes Only
This calculator allows you to get an idea based on the interest rate and the years forecast ahead, how much your lifetime mortgage could owe. It will add up the interest and show the result. This is based on no repayments being made throughout the term. A median rate of 3% is the default value.
For Illustrative Purposes Only
A lifetime mortgage is not suitable for everyone and may affect your entitlement to means tested benefits, so it is important to seek financial advice before taking any action. If you are considering releasing equity from your home, you should consider all options available before equity release.
The interest that may be accrued over the long term with a Lifetime Mortgage, may mean it is not the cheapest solution. As interest is charged on both the original loan and the interest that has been added, the amount you owe will increase over time, reducing the equity left in your home and the value of any inheritance, potentially to nothing.
APPROVED BY OPENWORK PARTNERSHIP: xx/xx/2025
A lifetime mortgage is not suitable for everyone and may affect your entitlement to means tested benefits, so it is important to seek financial advice before taking any action. If you are considering releasing equity from your home, you should consider all options available before equity release.
The interest that may be accrued over the long term with a Lifetime Mortgage, may mean it is not the cheapest solution. As interest is charged on both the original loan and the interest that has been added, the amount you owe will increase over time, reducing the equity left in your home and the value of any inheritance, potentially to nothing.
Although the final decision is yours, you are encouraged to discuss your plans with your family and beneficiaries, as a Lifetime Mortgage could have an impact on any potential inheritance. We would also encourage you to invite them to join any meetings with your Financial Adviser so they can ask questions and join in the decision, as we believe it is better to discuss your decision with them before you go ahead.
Equity release is a Lifetime Mortgage / Home Reversion plan which is secured against your property via a first legal charge. To understand the features and risks ask for a personalised key facts illustration.
Any existing mortgage(s) must be paid off on completion. Any money released, plus accrued interest to be repaid upon death, or moving into long-term care.
Equity release will affect potential inheritance and your entitlement to means-tested benefits both now and in the future.
We provide initial advice for free and without obligation. Only if your case completes would a typical fee of 2% of the loan amount released be payable subject to a minimum £1250.
CFS Equity Release is a trading name of Delphic Financial Planning Limited FCA No. 486037 which is an appointed representative of The Openwork Partnership a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority FCA No. 408285
Delphic Financial Planning Limited – Registered Office: 17 Heritage Park, Hayes Way Cannock WS11 7LT – Registered in England No. 06613871
