Let us review your current equity release plan to see if we can save you or your estate money in the future with a new fixed low rate.
If you took out an equity release plan over 5 years ago, you might save money now with the current interest rates.
Why not let us explore the options for you with an initial Fee Free, NO OBLIGATION Review?
Get in touch today, use our form below to capture a few important details and we can then evaluate whether there are options that will ultimately mean there is more money in your estate to pass onto loved ones.
The internet is not a secure medium and the privacy of your data cannot be guaranteed.
CFS Equity Release does not make any charge to review your current lifetime mortgage, so it is entirely without any obligation to proceed.
We will take care of the whole process and document the recommendation to ensure you fully understand and can verify the savings we can achieve by switching your plan.
” Getting a free review made sense to us, CFS Equity Release found us a better rate, and it meant we could release a further £10,000 for home improvments and the overall cost to our estate did not really alter”
Lifetime mortgage rates have been reducing in the last 18 months, and if you took out a product over 5 years ago, we maybe able to save you money.
You can also opt to release further funds if you have a requirements to do so, and the total amount can then be re-mortgaged into one package.
A lifetime mortgage is not suitable for everyone and may affect your entitlement to means tested benefits, so it is important to seek financial advice before taking any action. If you are considering releasing equity from your home, you should consider all options available before equity release.
The interest that may be accrued over the long term with a Lifetime Mortgage, may mean it is not the cheapest solution. As interest is charged on both the original loan and the interest that has been added, the amount you owe will increase over time, reducing the equity left in your home and the value of any inheritance, potentially to nothing.
APPROVED BY OPENWORK PARTNERSHIP: xx/xx/2025
A lifetime mortgage is not suitable for everyone and may affect your entitlement to means tested benefits, so it is important to seek financial advice before taking any action. If you are considering releasing equity from your home, you should consider all options available before equity release.
The interest that may be accrued over the long term with a Lifetime Mortgage, may mean it is not the cheapest solution. As interest is charged on both the original loan and the interest that has been added, the amount you owe will increase over time, reducing the equity left in your home and the value of any inheritance, potentially to nothing.
Although the final decision is yours, you are encouraged to discuss your plans with your family and beneficiaries, as a Lifetime Mortgage could have an impact on any potential inheritance. We would also encourage you to invite them to join any meetings with your Financial Adviser so they can ask questions and join in the decision, as we believe it is better to discuss your decision with them before you go ahead.
Equity release is a Lifetime Mortgage / Home Reversion plan which is secured against your property via a first legal charge. To understand the features and risks ask for a personalised key facts illustration.
Any existing mortgage(s) must be paid off on completion. Any money released, plus accrued interest to be repaid upon death, or moving into long-term care.
Equity release will affect potential inheritance and your entitlement to means-tested benefits both now and in the future.
We provide initial advice for free and without obligation. Only if your case completes would a typical fee of 2% of the loan amount released be payable subject to a minimum £1250.
CFS Equity Release is a trading name of Delphic Financial Planning Limited FCA No. 486037 which is an appointed representative of The Openwork Partnership a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority FCA No. 408285
Delphic Financial Planning Limited – Registered Office: 17 Heritage Park, Hayes Way Cannock WS11 7LT – Registered in England No. 06613871
